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The Perfect Ratio. The Perfect Short Term Solution.

The Golden Ratio is the structure for perfect synergy and growth, which is why we have personally adopted this principle as a firm to ensure you live a risk free life.

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The 1.618 Team.

1.618 ShellThe 1.618 team is made up of highly skilled Advisors, whose objective it is to ensure that you have comprehensive cover in place to protect your belongings and loved ones. With services in short-term Insurance, we are dedicated to ensuring that you reap paramount benefits through our planners’ professionalism.

Meet The Executives.

Grant Carter

  Grant Carter

Director of 1.618 STS

Grant Carter is the founder and Managing Director of 1.618 Short Term Solutions. He has been in short term insurance since 2001 and has a great passion for mastering insurance and keeping clients happy and covered whilst giving the best service from his entire competent team of colleagues. Grant has owned and operated several successful short term brokerages since 2006 after leaving the Telesure group - where he was in sales and management before becoming an entrepreneur. He constantly strives for perfection in whatever he sets out to do and is proud to have won the prestigious award of CIB broker of the year 2019 and 2020, amongst many other awards and achievements over the last 14 years. grant@1618.co.za

Candice Giles

  Candice Giles

Director of 1.618 Group

At the helm of 1.618 is Candice Giles, whose sheer determination to be successful in business and life means that she doesn’t accept anything less than excellence. Candice heads up operations, training and development within 1.618. These are skills which she gained from years of working her way up within Discovery, where she was repeatedly recognized as one of the top ten consultants in the country. Candice is a believer in creating opportunities, and her journey to leading 1.618, which is one of Discovery’s top associated brokerages is testimony to that. Candice and her brother, Tyrone Hodgson, started 1.618 Advisory Services from the need to create, and leave, a phenomenal legacy. Their partnership is unique in that they have shared the same goals, vision and values from childhood.

Tyrone Hodgson

  Tyrone Hodgson

Director of 1.618 Group

It’s not about the products we sell but rather about the plans around it. The product is secondary to the advice. It will always be about offering appropriate advice versus putting the emphasis on what’s available.’ Tyrone is a detail-oriented person with a desire to be valuable in his business relationships so, over the years, he has identified the intrinsic inner-workings of insurance systems. Through keen observation and his passion for learning, Tyrone has saved his clients hundreds of thousands of rands where others had overlooked ambiguities in the system. Tyrone’s approach is always about educating, growing, assisting and encouraging his clients on many levels. This drive is what has brought Tyrone, and his sister Candice, to head up one of the top three biggest distributing offices that Discovery has to offer. With this position of influence, global reach is a natural evolution as 1.618 secures its place in the financial advisor sector of London.

The Golden Ratio.

The “Golden Ratio” is a mathematical proportion expressed algebraically as the ratio 1.618. It is found everywhere in music, art, architecture and nature. French composer Claude Debussy used the Golden Ratio in his Reflets dans l’eau musical piece, Mozart divided a significant number of his sonatas into parts which reflect it, Le Corbusier used it in his architecture, and Leonardo da Vinci used it in his exquisite painting, the Mona Lisa. The ancient Greeks used the Golden Ratio in building the Parthenon, and it was utilised by the Egyptians in the construction of the Great Pyramid of Khufu in the twentieth century BC. The ratio is evident in the seed patterns within sunflowers, the leaf arrangement of flower petals, and the spiral structure of the nautilus shell, from which our symbol is derived.

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As a juristic representative of Discovery Life, 1.618 Advisory Services is here to help clients live their perfect life by offering professional advice and class-leading Short-Term Insurance, Investments, Estate Administration and more.

An Independent Financial Services Provider dedicated to helping clients secure their wealth by providing world-class Medical Aid, Business Assurance, Investment, Retirement Planning and more.

Strategy + 1.618 Short Term Solutions = Protection Guaranteed. From Car, Household and General Insurance to Business and Commercial Insurance, 1.618 Short Term Solutions is here to help clients live their lives risk-free.

1.618 Advisory Services UK allows you to discover Your Perfect Health to Wellness Ratio. From Investments to Health Insurance and Life Cover, 1.618 Advisory Services UK is here to help clients live happy, healthy lives.

1.618 Wellness gives you access to medical consultations with our qualified medical team, who are there to discuss your wellness concerns, help you manage any existing medical conditions and keep potential problems in check.

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