Insurance Tips.

Calling all protectors of prized possessions. Want to be a superhero for your assets? Be sure to follow 1.618 STS’ Insurance Tips! You can also find it on our social media under #InsuranceTipOfTheWeek. Here are a few, to give you a better view. For vehicles, ensure your trusty tracking devices are in tip-top shape and install a backup unit for your noble steed. Don't forget to activate the alarm when you're away from your fortress and, for the art aficionados, assess their true worth to save the day. Guard your secret identity by shielding your personal information from evildoers. Reevaluate your homeowner's insurance policy to match your castle's current value. And for those harnessing solar power, defend against electrical surges. Finally, maintain your HVAC systems to prevent fiery disasters. And remember, building insurance is your trusty sidekick for both homes and businesses.

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Building Insurance is Always a Great Idea.

When it comes to your roof and gutters, regularly check for signs of damage, loose, or missing shingles. Clean gutters to prevent water leaks, moisture build-up, and potential structural damage. To protect your solar power investment, install power surge protection.

Your Home is One of Your Most Valuable Assets.

Regularly inspect your home for signs of damage or hazards, such as leaks or mould. Fix any issues promptly to prevent further damage and protect your belongings from harm. It is always a great idea to keep your property clean and well-maintained to prevent accidents and injuries. To ensure efficiency and prevent malfunctions or fire hazards, clean and service your heating, ventilation, and air conditioning systems regularly. Maintaining your property reduces the likelihood of unexpected incidents and protects your belongings. It could also potentially reduce insurance claims.

Alarm System Solutions for your Insurance and Safety.

Always make sure that your alarm is set when you are not home or if your business premises are unoccupied. Ensure your alarm is always in full working condition, and that the battery lasts the duration of the loadshedding time scheduled, and to be sure, have a back-up battery for your alarm-system in case of power cuts or outages. It’s always helpful to have other security measures in place to mitigate any losses due to theft.

Cyber Insurance is Your Friend.

Be cautious with your personal information, including your ID number, credit card numbers, and other sensitive data. It is highly recommended that you refrain from sharing this information on any online platform or over the phone and also; it is advisable to keep a regular check on your credit report to detect any unusual activity.

Taking Care of Your Car.

The insured is responsible for ensuring that their tracking devices are regularly checked to comply with policy conditions. To comply with multiple insurers' requests, please have a secondary tracking unit installed if necessary for your vehicle.

Regularly Review your Homeowner’s Insurance Policy.

Life is full of unpredictable changes that we must learn to navigate. One way to ensure that your property is adequately covered is to reassess your policy, which will help you determine the current replacement cost.

Consider any recent renovations or improvements that may have increased its value. Perform yearly inventory checks to mitigate risks. Ensure coverage for fire, theft, natural disasters, and liability protection. It is important that you take the time to evaluate the liability coverage that is included in your policy.

For the Art Aficionados...

Need to protect your prized artwork or collectables? Then you need to ensure that their value is correctly assessed.

1.618 Short Term Solutions caters to the High Net Worth Individual and their assets.

Let us help you ensure that your prized belongings are correctly covered, stored, and assessed: https://1618sts.co.za/contact

Safeguard your Home from Electrical Surges.

To protect your investment in solar power for your home or business, it's crucial to shield it from unexpected electrical surges. Don't forget to have power surge protection set up. It's non-negotiable. Maintain compliance certificates and update replacement values to ensure adequate insurance coverage.

Organising a big event? Here’s why you need Event Liability Insurance.

Although most events proceed without incident, sometimes things can go wrong. Hosting a large event, whether it be a music festival, corporate conference, or sports day, requires close attention to crowd and equipment safety. The repercussions of an incident at an event could drastically affect the sustainability of your business. An expert broker can help you adequately mitigate risks, and calculate appropriate liability cover. 1.618 STS offers Niche Insurance in the form of Event Insurance Liability for your peace of mind

Protect Your High Net Worth Goods.

High Net Worth Products and luxury assets require extra care when it comes to insurance. When dealing with jewellery, for example, the following insurance tips will help you avoid heartache:

Make sure you get a proper valuation for your jewels.
Check jewellery clasps for wear and tear - this is sometimes required by insurers.
Ensure that you have good household security in place.

If you’re seeking for protection for your High Net Worth assets, visit 1.618 STS: https://1618sts.co.za/services/high-net-worth

Safeguarding Machinery.

In the world of engineering and manufacturing, machinery is the backbone of productivity. Therefore, you need to ensure that your machines and operators are kept safe at all times.
Here are 5 essential machinery safeguarding rules:

Operate only with the proper safeguards.
Never remove or try to bypass safeguards.
Avoid using damaged machines.
Lubricate all machinery.
Report any safeguard issues immediately.

Remember, a well-maintained machine is a safe machine!

Lower Your Watercraft Insurance Premiums.

Looking to lower your watercraft insurance rates? Here are some #InsuranceTips:

Install safety equipment like a fire control system.
Enrol in a boating course.
Select low-risk navigation areas.

At 1.618 STS, we've got you covered with comprehensive Watercraft Insurance.
We provide protection against theft, loss, accidental damage, and third-party liability.

Protect Your Reputation with Professional Indemnity Insurance.

As an expert in the civil engineering and construction industry, the risks you face on a day-to-day basis are vast. Whether it's design faults, construction defect,or regulatory compliance, your reputation could take a hit should you make an error.

When taking out Professional Indemnity Insurance remember to consider:

Scope of the coverage needed.
Exclusions in any policy.
The claims process.

1.618 offers comprehensive Civil Engineering Insurance: https://1618sts.co.za/services/engineering-insurance

Mistakes That Could Invalidate Drone Insurance.

In order to obtain a suitable and comprehensive Drone Insurance Policy, you’ll need to abide by certain drone rules and regulations.
Here are a few mistakes that could hinder you from find Drone Insurance:

Flying in restricted zones.
Failure to obtain necessary permits and licences.
Disregarding drone safety guidelines.
Illegal flying of drones.

1.618 STS offers comprehensive Drone Cover to safeguard you against a wide range of risks: https://1618sts.co.za/services/niche-insurance

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